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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,112 | $197,625-35.2% | $177,840-28.0% | $158,966-19.4% |
| Participation rate | 90.9% | 88.5%+2.4pp | 87.7%+3.2pp | 82.0%+8.9pp |
| Annual return | -1.27% | 58.76%-60.0pp | 48.32%-49.6pp | 302.95%-304.2pp |
| Employer contribution / active EE | -$62 | $6,698-100.9% | $5,919-101.0% | $4,762-101.3% |
| Participant deferral / active EE | $4,119 | $8,405-51.0% | $7,714-46.6% | $5,983-31.2% |
| Admin fee / account holder | $557 | $15,405-96.4% | $12,431-95.5% | $11,250-95.0% |