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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,643 | $99,345+123.1% | $84,753+161.5% | $273,972-19.1% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 7.48% | 22.93%-15.4pp | 22.78%-15.3pp | 41.46%-34.0pp |
| Employer contribution / active EE | $7,143 | $4,214+69.5% | $3,574+99.8% | $4,869+46.7% |
| Participant deferral / active EE | $5,992 | $4,270+40.3% | $3,712+61.4% | $5,287+13.3% |
| Admin fee / account holder | $928 | $6,645-86.0% | $5,333-82.6% | $10,133-90.8% |