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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $532,561 | $107,368+396.0% | $92,915+473.2% | $152,909+248.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 25.95% | 145.64%-119.7pp | 109.45%-83.5pp | 345.46%-319.5pp |
| Employer contribution / active EE | $31,809 | $4,222+653.3% | $3,653+770.6% | $4,764+567.7% |
| Participant deferral / active EE | $13,295 | $4,848+174.2% | $4,238+213.7% | $5,851+127.2% |
| Admin fee / account holder | $12,283 | $7,082+73.4% | $5,796+111.9% | $11,601+5.9% |