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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,352 | $84,518-22.7% | $67,704-3.5% | $125,389-47.9% |
| Participation rate | 33.3% | 74.8%-41.5pp | 67.5%-34.2pp | 83.2%-49.9pp |
| Annual return | -0.95% | 2.57%-3.5pp | 25.41%-26.4pp | 282.24%-283.2pp |
| Employer contribution / active EE | $568 | $3,292-82.8% | $2,559-77.8% | $4,866-88.3% |
| Participant deferral / active EE | $1,719 | $4,430-61.2% | $3,585-52.1% | $5,352-67.9% |
| Admin fee / account holder | $10,771 | $5,340+101.7% | $4,255+153.1% | $9,541+12.9% |