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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,651 | $109,411-46.4% | $89,435-34.4% | $158,982-63.1% |
| Participation rate | 87.5% | 74.3%+13.2pp | 68.0%+19.5pp | 82.0%+5.5pp |
| Annual return | -22.09% | 345.68%-367.8pp | 245.55%-267.6pp | 302.99%-325.1pp |
| Employer contribution / active EE | $8,435 | $3,173+165.8% | $2,587+226.0% | $4,763+77.1% |
| Participant deferral / active EE | $5,589 | $4,600+21.5% | $3,890+43.7% | $5,983-6.6% |
| Admin fee / account holder | $561 | $6,159-90.9% | $4,884-88.5% | $11,252-95.0% |