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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,407 | $88,754+5.2% | $81,820+14.2% | $145,877-36.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.39% | 1031.77%-1023.4pp | 777.93%-769.5pp | 551.28%-542.9pp |
| Employer contribution / active EE | $4,239 | $3,085+37.4% | $2,915+45.4% | $4,663-9.1% |
| Participant deferral / active EE | $8,403 | $4,648+80.8% | $4,323+94.4% | $6,691+25.6% |
| Admin fee / account holder | $1,154 | $8,424-86.3% | $7,391-84.4% | $13,402-91.4% |