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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,740 | $127,387-23.3% | $115,038-15.0% | $125,389-22.1% |
| Participation rate | 68.8% | 84.2%-15.4pp | 81.4%-12.6pp | 83.2%-14.4pp |
| Annual return | -1.76% | 31.28%-33.0pp | 26.14%-27.9pp | 282.24%-284.0pp |
| Employer contribution / active EE | $1,733 | $5,166-66.5% | $4,608-62.4% | $4,866-64.4% |
| Participant deferral / active EE | $9,136 | $6,423+42.2% | $6,026+51.6% | $5,352+70.7% |
| Admin fee / account holder | $8,831 | $9,516-7.2% | $8,175+8.0% | $9,541-7.4% |