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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,127 | $157,276-35.1% | $141,177-27.7% | $152,885-33.2% |
| Participation rate | 84.6% | 84.8%-0.2pp | 82.5%+2.1pp | 82.5%+2.2pp |
| Annual return | 27.69% | 64.33%-36.6pp | 71.40%-43.7pp | 345.39%-317.7pp |
| Employer contribution / active EE | $1,005 | $5,262-80.9% | $4,736-78.8% | $4,763-78.9% |
| Participant deferral / active EE | $5,915 | $7,110-16.8% | $6,710-11.8% | $5,851+1.1% |
| Admin fee / account holder | $15,680 | $12,123+29.3% | $10,263+52.8% | $11,598+35.2% |