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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,889 | $102,393+57.1% | $147,041+9.4% | $80,911+98.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 16.94% | 134.95%-118.0pp | 419.21%-402.3pp | 35.63%-18.7pp |
| Employer contribution / active EE | $3,548 | $3,715-4.5% | $4,935-28.1% | $2,756+28.7% |
| Participant deferral / active EE | $10,440 | $6,647+57.1% | $8,071+29.4% | $4,297+143.0% |
| Admin fee / account holder | $2,945 | $7,943-62.9% | $13,006-77.4% | $6,935-57.5% |