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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,867 | $148,582+2.2% | $135,942+11.7% | $139,456+8.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.50% | 79.26%-59.8pp | 68.28%-48.8pp | 373.45%-353.9pp |
| Employer contribution / active EE | $3,684 | $5,245-29.8% | $4,858-24.2% | $4,753-22.5% |
| Participant deferral / active EE | $11,239 | $8,101+38.7% | $7,759+44.9% | $6,711+67.5% |
| Admin fee / account holder | $1,621 | $12,402-86.9% | $10,764-84.9% | $11,407-85.8% |