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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,377 | $105,856-48.6% | $90,161-39.7% | $147,586-63.2% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 21.50% | 37.63%-16.1pp | 34.89%-13.4pp | 578.59%-557.1pp |
| Employer contribution / active EE | $3,466 | $4,126-16.0% | $3,318+4.5% | $4,876-28.9% |
| Participant deferral / active EE | $8,334 | $5,733+45.4% | $5,287+57.6% | $5,439+53.2% |
| Admin fee / account holder | $4,887 | $8,046-39.3% | $5,943-17.8% | $10,886-55.1% |