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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,438 | $115,917-28.9% | $100,535-18.0% | $158,982-48.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 17.32% | 34.80%-17.5pp | 30.90%-13.6pp | 302.99%-285.7pp |
| Employer contribution / active EE | $2,471 | $4,105-39.8% | $3,419-27.7% | $4,763-48.1% |
| Participant deferral / active EE | $6,589 | $6,677-1.3% | $6,271+5.1% | $5,983+10.1% |
| Admin fee / account holder | $4,611 | $11,002-58.1% | $8,085-43.0% | $11,252-59.0% |