Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,695 | $80,753-69.4% | $136,298-81.9% | $62,293-60.4% |
| Participation rate | 42.2% | 73.5%-31.3pp | 81.9%-39.7pp | 69.5%-27.3pp |
| Annual return | 18.31% | 35.83%-17.5pp | 5156.27%-5138.0pp | 28.90%-10.6pp |
| Employer contribution / active EE | $813 | $2,884-71.8% | $4,696-82.7% | $2,042-60.2% |
| Participant deferral / active EE | $1,561 | $5,164-69.8% | $6,247-75.0% | $3,169-50.7% |
| Admin fee / account holder | $104 | $525-80.2% | $9,244-98.9% | $479-78.3% |