Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,420 | $70,002-72.3% | $115,038-83.1% | $52,331-62.9% |
| Participation rate | 34.7% | 72.1%-37.4pp | 81.4%-46.7pp | 68.1%-33.4pp |
| Annual return | -3.08% | 4.04%-7.1pp | 26.14%-29.2pp | 4.54%-7.6pp |
| Employer contribution / active EE | $584 | $2,715-78.5% | $4,608-87.3% | $1,882-69.0% |
| Participant deferral / active EE | $1,242 | $4,920-74.8% | $6,026-79.4% | $3,022-58.9% |
| Admin fee / account holder | $1,169 | $566+106.6% | $8,175-85.7% | $592+97.7% |