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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,181 | $183,978-52.6% | $162,171-46.2% | $152,885-43.0% |
| Participation rate | 54.5% | 88.5%-34.0pp | 87.6%-33.0pp | 82.5%-27.9pp |
| Annual return | 17.17% | 150.78%-133.6pp | 115.60%-98.4pp | 345.39%-328.2pp |
| Employer contribution / active EE | $9,174 | $6,370+44.0% | $5,613+63.4% | $4,763+92.6% |
| Participant deferral / active EE | $6,085 | $8,033-24.3% | $7,297-16.6% | $5,851+4.0% |
| Admin fee / account holder | $3,854 | $13,122-70.6% | $10,843-64.5% | $11,598-66.8% |