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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,289 | $160,059-70.5% | $140,019-66.2% | $135,379-65.1% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.5%-12.5pp | 82.6%-7.6pp |
| Annual return | -9.90% | 911.44%-921.3pp | 651.15%-661.1pp | 519.79%-529.7pp |
| Employer contribution / active EE | $8,123 | $6,420+26.5% | $5,605+44.9% | $4,779+70.0% |
| Participant deferral / active EE | $6,159 | $7,641-19.4% | $6,927-11.1% | $5,609+9.8% |
| Admin fee / account holder | $438 | $13,328-96.7% | $10,705-95.9% | $10,828-96.0% |