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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,343 | $85,169-45.6% | $172,755-73.2% | $72,983-36.5% |
| Participation rate | 60.0% | 70.1%-10.1pp | 82.6%-22.6pp | 69.5%-9.5pp |
| Annual return | 17.48% | 27.32%-9.8pp | 802.94%-785.5pp | 81.01%-63.5pp |
| Employer contribution / active EE | $2,618 | $3,324-21.2% | $5,144-49.1% | $2,440+7.3% |
| Participant deferral / active EE | $3,173 | $3,260-2.7% | $5,198-38.9% | $3,608-12.0% |
| Admin fee / account holder | $26,361 | $5,880+348.3% | $13,955+88.9% | $5,124+414.4% |