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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,418 | $84,236-36.6% | $170,435-68.7% | $70,126-23.8% |
| Participation rate | 96.3% | 70.8%+25.5pp | 83.6%+12.7pp | 69.5%+26.8pp |
| Annual return | 10.95% | 23.06%-12.1pp | 205.94%-195.0pp | 73.15%-62.2pp |
| Employer contribution / active EE | $2,494 | $3,387-26.4% | $5,432-54.1% | $2,343+6.5% |
| Participant deferral / active EE | $3,359 | $3,086+8.9% | $4,939-32.0% | $3,332+0.8% |
| Admin fee / account holder | $22,119 | $5,698+288.2% | $13,881+59.4% | $4,645+376.2% |