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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,138 | $82,314+191.7% | $68,808+249.0% | $134,532+78.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -18.47% | -2.18%-16.3pp | -6.37%-12.1pp | 418.27%-436.7pp |
| Employer contribution / active EE | $4,687 | $3,301+42.0% | $2,656+76.5% | $4,741-1.1% |
| Participant deferral / active EE | $17,294 | $4,740+264.9% | $3,942+338.7% | $6,401+170.2% |
| Admin fee / account holder | $1,205 | $6,484-81.4% | $4,936-75.6% | $11,429-89.5% |