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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,803 | $96,508+90.5% | $75,901+142.2% | $152,897+20.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 24.40% | 33.99%-9.6pp | 30.76%-6.4pp | 345.43%-321.0pp |
| Employer contribution / active EE | $3,943 | $3,310+19.1% | $2,501+57.7% | $4,764-17.2% |
| Participant deferral / active EE | $10,242 | $4,554+124.9% | $3,603+184.2% | $5,851+75.0% |
| Admin fee / account holder | $774 | $8,081-90.4% | $5,420-85.7% | $11,599-93.3% |