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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,379 | $102,638+123.5% | $81,982+179.8% | $158,982+44.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 18.00% | 61.05%-43.0pp | 41.31%-23.3pp | 302.99%-285.0pp |
| Employer contribution / active EE | $3,213 | $3,241-0.9% | $2,498+28.6% | $4,763-32.5% |
| Participant deferral / active EE | $15,512 | $4,649+233.7% | $3,722+316.7% | $5,983+159.2% |
| Admin fee / account holder | $860 | $8,237-89.6% | $5,665-84.8% | $11,252-92.4% |