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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,534 | $202,342+74.2% | $172,753+104.1% | $152,909+130.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.52% | 1029.88%-1006.4pp | 803.00%-779.5pp | 345.46%-321.9pp |
| Employer contribution / active EE | $8,252 | $5,857+40.9% | $5,144+60.4% | $4,764+73.2% |
| Participant deferral / active EE | $7,789 | $5,948+31.0% | $5,198+49.9% | $5,851+33.1% |
| Admin fee / account holder | $3,075 | $17,112-82.0% | $13,956-78.0% | $11,601-73.5% |