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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,900 | $217,432+93.6% | $185,851+126.5% | $167,553+151.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.08% | 148.43%-140.3pp | 122.11%-114.0pp | 478.89%-470.8pp |
| Employer contribution / active EE | $9,545 | $5,874+62.5% | $5,168+84.7% | $4,840+97.2% |
| Participant deferral / active EE | $7,705 | $6,357+21.2% | $5,569+38.4% | $6,343+21.5% |
| Admin fee / account holder | $2,924 | $19,820-85.2% | $16,245-82.0% | $12,316-76.3% |