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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,971 | $148,629+162.4% | $135,982+186.8% | $139,487+179.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 24.56% | 79.33%-54.8pp | 68.32%-43.8pp | 373.84%-349.3pp |
| Employer contribution / active EE | $47,343 | $5,247+802.4% | $4,859+874.3% | $4,755+895.7% |
| Participant deferral / active EE | $28,222 | $8,102+248.3% | $7,760+263.7% | $6,713+320.4% |
| Admin fee / account holder | $2,387 | $12,406-80.8% | $10,767-77.8% | $11,407-79.1% |