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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,801 | $157,304+13.0% | $141,197+25.9% | $152,909+16.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.41% | 64.34%-38.9pp | 71.41%-46.0pp | 345.46%-320.1pp |
| Employer contribution / active EE | $20,897 | $5,263+297.1% | $4,736+341.2% | $4,764+338.7% |
| Participant deferral / active EE | $14,783 | $7,111+107.9% | $6,710+120.3% | $5,851+152.6% |
| Admin fee / account holder | $1,126 | $12,126-90.7% | $10,265-89.0% | $11,601-90.3% |