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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,413 | $138,114+101.6% | $125,391+122.0% | $134,545+106.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.16% | 750.88%-772.0pp | 572.41%-593.6pp | 418.37%-439.5pp |
| Employer contribution / active EE | $3,008 | $5,246-42.7% | $4,816-37.5% | $4,742-36.6% |
| Participant deferral / active EE | $17,270 | $7,801+121.4% | $7,448+131.9% | $6,401+169.8% |
| Admin fee / account holder | $2,178 | $11,570-81.2% | $10,009-78.2% | $11,431-80.9% |