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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,344 | $89,259-15.6% | $107,187-29.7% | $82,637-8.8% |
| Participation rate | 96.6% | 67.9%+28.6pp | 75.0%+21.5pp | 68.1%+28.5pp |
| Annual return | 9.80% | 21.02%-11.2pp | 204.55%-194.8pp | 53.51%-43.7pp |
| Employer contribution / active EE | $4,639 | $3,080+50.6% | $3,782+22.7% | $2,552+81.8% |
| Participant deferral / active EE | $3,477 | $4,037-13.9% | $5,096-31.8% | $4,126-15.7% |
| Admin fee / account holder | $1,493 | $7,381-79.8% | $9,162-83.7% | $7,339-79.7% |