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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,909 | $73,978-19.0% | $96,515-37.9% | $75,173-20.3% |
| Participation rate | 96.6% | 66.4%+30.1pp | 74.3%+22.2pp | 67.2%+29.3pp |
| Annual return | 11.03% | 26.72%-15.7pp | 35.73%-24.7pp | 160.72%-149.7pp |
| Employer contribution / active EE | $3,935 | $2,931+34.3% | $3,740+5.2% | $2,671+47.3% |
| Participant deferral / active EE | $2,810 | $3,660-23.2% | $4,880-42.4% | $4,126-31.9% |
| Admin fee / account holder | $1,032 | $5,219-80.2% | $6,735-84.7% | $5,651-81.7% |