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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,091 | $167,353+90.7% | $143,797+121.9% | $134,545+137.2% |
| Participation rate | 92.3% | 84.8%+7.5pp | 80.3%+12.0pp | 81.2%+11.1pp |
| Annual return | -14.83% | 0.48%-15.3pp | -0.04%-14.8pp | 418.37%-433.2pp |
| Employer contribution / active EE | $3,979 | $5,620-29.2% | $4,952-19.6% | $4,742-16.1% |
| Participant deferral / active EE | $8,819 | $6,447+36.8% | $5,638+56.4% | $6,401+37.8% |
| Admin fee / account holder | $16,473 | $18,096-9.0% | $14,679+12.2% | $11,431+44.1% |