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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,695 | $180,459+89.3% | $154,108+121.7% | $135,380+152.4% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -5.41% | 888.21%-893.6pp | 735.21%-740.6pp | 519.81%-525.2pp |
| Employer contribution / active EE | $3,690 | $6,035-38.9% | $5,298-30.3% | $4,779-22.8% |
| Participant deferral / active EE | $7,335 | $5,806+26.3% | $5,081+44.4% | $5,609+30.8% |
| Admin fee / account holder | $511 | $16,145-96.8% | $13,411-96.2% | $10,828-95.3% |