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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,137 | $209,422+133.1% | $178,503+173.5% | $158,982+207.0% |
| Participation rate | 84.6% | 86.4%-1.7pp | 81.9%+2.7pp | 82.0%+2.6pp |
| Annual return | 20.94% | 188.81%-167.9pp | 151.12%-130.2pp | 302.99%-282.0pp |
| Employer contribution / active EE | $3,631 | $5,707-36.4% | $5,011-27.5% | $4,763-23.8% |
| Participant deferral / active EE | $8,234 | $5,955+38.3% | $5,202+58.3% | $5,983+37.6% |
| Admin fee / account holder | $32,487 | $17,079+90.2% | $13,987+132.3% | $11,252+188.7% |