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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,694 | $183,592+38.7% | $155,574+63.7% | $145,877+74.6% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 13.11% | 61.37%-48.3pp | 64.87%-51.8pp | 551.28%-538.2pp |
| Employer contribution / active EE | $8,188 | $5,317+54.0% | $4,676+75.1% | $4,663+75.6% |
| Participant deferral / active EE | $16,309 | $6,466+152.2% | $5,629+189.7% | $6,691+143.8% |
| Admin fee / account holder | $11,060 | $19,316-42.7% | $15,914-30.5% | $13,402-17.5% |