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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,694 | $183,539+38.8% | $155,556+63.7% | $145,897+74.6% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 13.11% | 61.31%-48.2pp | 64.84%-51.7pp | 552.29%-539.2pp |
| Employer contribution / active EE | $8,188 | $5,315+54.1% | $4,675+75.1% | $4,663+75.6% |
| Participant deferral / active EE | $16,309 | $6,467+152.2% | $5,631+189.6% | $6,689+143.8% |
| Admin fee / account holder | $11,060 | $19,275-42.6% | $15,885-30.4% | $13,390-17.4% |