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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,709 | $90,486-19.6% | $78,676-7.6% | $273,972-73.5% |
| Participation rate | 66.7% | 76.5%-9.9pp | 73.6%-6.9pp | 83.0%-16.3pp |
| Annual return | 5.12% | 75.62%-70.5pp | 62.19%-57.1pp | 41.46%-36.3pp |
| Employer contribution / active EE | $1,527 | $3,175-51.9% | $2,850-46.4% | $4,869-68.6% |
| Participant deferral / active EE | $1,699 | $3,901-56.5% | $3,517-51.7% | $5,287-67.9% |
| Admin fee / account holder | $780 | $5,263-85.2% | $4,510-82.7% | $10,133-92.3% |