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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,563 | $84,685-23.8% | $73,836-12.6% | $125,389-48.5% |
| Participation rate | 50.0% | 76.8%-26.8pp | 73.4%-23.4pp | 83.2%-33.2pp |
| Annual return | -2.39% | 3123.80%-3126.2pp | 2268.06%-2270.4pp | 282.24%-284.6pp |
| Employer contribution / active EE | $1,304 | $3,123-58.2% | $2,787-53.2% | $4,866-73.2% |
| Participant deferral / active EE | $3,777 | $3,993-5.4% | $3,583+5.4% | $5,352-29.4% |
| Admin fee / account holder | $684 | $5,694-88.0% | $4,882-86.0% | $9,541-92.8% |