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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,322 | $45,152+82.3% | $73,836+11.5% | $59,633+38.0% |
| Participation rate | 96.2% | 64.0%+32.2pp | 73.4%+22.8pp | 68.7%+27.6pp |
| Annual return | 2.77% | 27.40%-24.6pp | 2268.06%-2265.3pp | 2041.45%-2038.7pp |
| Employer contribution / active EE | $5,696 | $1,901+199.6% | $2,787+104.3% | $2,203+158.6% |
| Participant deferral / active EE | $4,025 | $2,573+56.5% | $3,583+12.3% | $3,192+26.1% |
| Admin fee / account holder | $867 | $3,515-75.3% | $4,882-82.2% | $4,297-79.8% |