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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,430 | $60,139+8.8% | $90,461-27.7% | $79,856-18.1% |
| Participation rate | 92.1% | 65.0%+27.1pp | 72.7%+19.4pp | 69.6%+22.4pp |
| Annual return | 15.00% | 71.96%-57.0pp | 1294.76%-1279.8pp | 31.71%-16.7pp |
| Employer contribution / active EE | $3,999 | $2,069+93.3% | $3,264+22.5% | $2,471+61.8% |
| Participant deferral / active EE | $2,649 | $2,939-9.9% | $3,964-33.2% | $3,741-29.2% |
| Admin fee / account holder | $37,469 | $3,978+841.8% | $5,617+567.1% | $5,306+606.1% |