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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,567 | $109,372-80.3% | $89,414-75.9% | $158,966-86.4% |
| Participation rate | 40.0% | 74.3%-34.3pp | 68.0%-28.0pp | 82.0%-42.0pp |
| Annual return | 13.47% | 345.55%-332.1pp | 245.50%-232.0pp | 302.95%-289.5pp |
| Employer contribution / active EE | $789 | $3,171-75.1% | $2,586-69.5% | $4,762-83.4% |
| Participant deferral / active EE | $1,633 | $4,598-64.5% | $3,890-58.0% | $5,983-72.7% |
| Admin fee / account holder | $8,434 | $6,156+37.0% | $4,883+72.7% | $11,250-25.0% |