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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,435 | $93,064-95.2% | $74,577-94.1% | $273,972-98.4% |
| Participation rate | 83.3% | 74.9%+8.4pp | 68.1%+15.2pp | 83.0%+0.3pp |
| Annual return | 4.16% | 26.18%-22.0pp | 20.47%-16.3pp | 41.46%-37.3pp |
| Employer contribution / active EE | $1,662 | $3,160-47.4% | $2,525-34.2% | $4,869-65.9% |
| Participant deferral / active EE | $2,017 | $4,160-51.5% | $3,458-41.7% | $5,287-61.8% |
| Admin fee / account holder | $2,385 | $5,273-54.8% | $4,138-42.4% | $10,133-76.5% |