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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,560 | $81,233+47.2% | $155,567-23.1% | $80,874+47.8% |
| Participation rate | 67.9% | 66.2%+1.6pp | 78.2%-10.3pp | 67.6%+0.2pp |
| Annual return | 14.25% | 33.33%-19.1pp | 64.74%-50.5pp | 35.62%-21.4pp |
| Employer contribution / active EE | $3,938 | $3,101+27.0% | $4,674-15.8% | $2,756+42.9% |
| Participant deferral / active EE | $7,815 | $3,452+126.4% | $5,628+38.9% | $4,297+81.9% |
| Admin fee / account holder | $5,448 | $7,998-31.9% | $15,916-65.8% | $6,935-21.4% |