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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,560 | $81,358+47.0% | $155,556-23.1% | $80,959+47.7% |
| Participation rate | 67.9% | 66.3%+1.6pp | 78.2%-10.4pp | 67.7%+0.2pp |
| Annual return | 14.25% | 33.39%-19.1pp | 64.84%-50.6pp | 35.67%-21.4pp |
| Employer contribution / active EE | $3,938 | $3,106+26.8% | $4,675-15.8% | $2,757+42.8% |
| Participant deferral / active EE | $7,815 | $3,455+126.2% | $5,631+38.8% | $4,300+81.7% |
| Admin fee / account holder | $5,448 | $7,994-31.8% | $15,885-65.7% | $6,925-21.3% |