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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,285 | $47,977+56.9% | $154,114-51.1% | $56,287+33.8% |
| Participation rate | 70.5% | 66.2%+4.4pp | 83.0%-12.5pp | 69.9%+0.7pp |
| Annual return | -7.32% | 3.54%-10.9pp | 735.16%-742.5pp | -9.96%+2.6pp |
| Employer contribution / active EE | $2,629 | $2,169+21.2% | $5,298-50.4% | $2,111+24.5% |
| Participant deferral / active EE | $6,408 | $2,392+167.9% | $5,081+26.1% | $3,350+91.3% |
| Admin fee / account holder | $3,765 | $438+759.1% | $13,411-71.9% | $521+622.7% |