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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,438 | $55,453+34.2% | $170,439-56.3% | $62,293+19.5% |
| Participation rate | 76.2% | 66.4%+9.9pp | 83.6%-7.4pp | 69.5%+6.7pp |
| Annual return | 17.31% | 21.38%-4.1pp | 205.94%-188.6pp | 28.90%-11.6pp |
| Employer contribution / active EE | $2,380 | $2,164+10.0% | $5,433-56.2% | $2,042+16.5% |
| Participant deferral / active EE | $6,248 | $2,303+171.3% | $4,939+26.5% | $3,169+97.1% |
| Admin fee / account holder | $6,789 | $455+1392.0% | $13,881-51.1% | $479+1316.4% |