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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,519 | $183,539+135.1% | $155,556+177.4% | $145,897+195.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.55% | 61.31%-50.8pp | 64.84%-54.3pp | 552.29%-541.7pp |
| Employer contribution / active EE | $19,914 | $5,315+274.7% | $4,675+325.9% | $4,663+327.1% |
| Participant deferral / active EE | $15,513 | $6,467+139.9% | $5,631+175.5% | $6,689+131.9% |
| Admin fee / account holder | $13,059 | $19,275-32.2% | $15,885-17.8% | $13,390-2.5% |