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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,118 | $96,643-27.4% | $86,617-19.0% | $139,456-49.7% |
| Participation rate | 36.8% | 74.4%-37.6pp | 71.7%-34.9pp | 80.3%-43.5pp |
| Annual return | 19.71% | 106.57%-86.9pp | 591.91%-572.2pp | 373.45%-353.7pp |
| Employer contribution / active EE | $4,530 | $3,264+38.8% | $3,023+49.8% | $4,753-4.7% |
| Participant deferral / active EE | $4,544 | $4,835-6.0% | $4,437+2.4% | $6,711-32.3% |
| Admin fee / account holder | $233 | $6,406-96.4% | $5,613-95.9% | $11,407-98.0% |