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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,196 | $92,684-42.6% | $82,706-35.7% | $134,509-60.5% |
| Participation rate | 35.7% | 75.2%-39.5pp | 72.6%-36.8pp | 81.2%-45.5pp |
| Annual return | -19.55% | 945.84%-965.4pp | 701.76%-721.3pp | 418.13%-437.7pp |
| Employer contribution / active EE | $4,388 | $3,272+34.1% | $3,007+45.9% | $4,741-7.4% |
| Participant deferral / active EE | $4,388 | $4,800-8.6% | $4,394-0.1% | $6,400-31.4% |
| Admin fee / account holder | $181 | $5,982-97.0% | $5,329-96.6% | $11,427-98.4% |