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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,156 | $123,478+125.3% | $216,567+28.4% | $94,015+195.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 81.6%+18.4pp | 70.8%+29.2pp |
| Annual return | 19.05% | 23.61%-4.6pp | 12.94%+6.1pp | 17.84%+1.2pp |
| Employer contribution / active EE | $7,454 | $3,136+137.7% | $5,216+42.9% | $2,790+167.1% |
| Participant deferral / active EE | $8,640 | $4,556+89.6% | $6,191+39.6% | $4,249+103.3% |
| Admin fee / account holder | $7,936 | $12,753-37.8% | $21,981-63.9% | $8,951-11.3% |