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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,761 | $52,580-70.0% | $71,671-78.0% | $70,126-77.5% |
| Participation rate | 70.6% | 60.9%+9.7pp | 68.7%+1.8pp | 69.5%+1.0pp |
| Annual return | 8.38% | 20.25%-11.9pp | 20.65%-12.3pp | 73.15%-64.8pp |
| Employer contribution / active EE | $668 | $1,616-58.6% | $2,460-72.8% | $2,343-71.5% |
| Participant deferral / active EE | $2,379 | $2,386-0.3% | $3,438-30.8% | $3,332-28.6% |
| Admin fee / account holder | $912 | $3,653-75.0% | $5,558-83.6% | $4,645-80.4% |