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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,906 | $47,944-75.2% | $67,834-82.4% | $62,881-81.1% |
| Participation rate | 71.0% | 61.1%+9.9pp | 68.8%+2.2pp | 69.3%+1.7pp |
| Annual return | 5.37% | 11.77%-6.4pp | 138.47%-133.1pp | 20.14%-14.8pp |
| Employer contribution / active EE | $737 | $1,562-52.8% | $2,403-69.3% | $2,281-67.7% |
| Participant deferral / active EE | $2,308 | $2,247+2.7% | $3,160-26.9% | $3,203-27.9% |
| Admin fee / account holder | $980 | $3,712-73.6% | $4,622-78.8% | $4,296-77.2% |