Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,490 | $100,139+203.1% | $85,187+256.3% | $145,884+108.0% |
| Participation rate | 44.4% | 74.1%-29.7pp | 67.5%-23.1pp | 80.3%-35.9pp |
| Annual return | 7.77% | 84.15%-76.4pp | 66.67%-58.9pp | 551.85%-544.1pp |
| Employer contribution / active EE | $981 | $3,238-69.7% | $2,732-64.1% | $4,662-79.0% |
| Participant deferral / active EE | $4,420 | $5,296-16.5% | $4,525-2.3% | $6,690-33.9% |
| Admin fee / account holder | $1,000 | $7,262-86.2% | $6,162-83.8% | $13,392-92.5% |