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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,908 | $109,411+118.4% | $89,435+167.1% | $158,982+50.3% |
| Participation rate | 45.5% | 74.3%-28.8pp | 68.0%-22.5pp | 82.0%-36.5pp |
| Annual return | 17.54% | 345.68%-328.1pp | 245.55%-228.0pp | 302.99%-285.4pp |
| Employer contribution / active EE | $843 | $3,173-73.4% | $2,587-67.4% | $4,763-82.3% |
| Participant deferral / active EE | $5,028 | $4,600+9.3% | $3,890+29.2% | $5,983-16.0% |
| Admin fee / account holder | $0 | $6,159-100.0% | $4,884-100.0% | $11,252-100.0% |