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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,574 | $114,130+141.5% | $96,192+186.5% | $167,553+64.5% |
| Participation rate | 50.0% | 75.1%-25.1pp | 68.4%-18.4pp | 82.1%-32.1pp |
| Annual return | 9.78% | 190.07%-180.3pp | 192.09%-182.3pp | 478.89%-469.1pp |
| Employer contribution / active EE | $983 | $3,431-71.4% | $2,799-64.9% | $4,840-79.7% |
| Participant deferral / active EE | $5,665 | $5,198+9.0% | $4,351+30.2% | $6,343-10.7% |
| Admin fee / account holder | $0 | $6,901-100.0% | $5,539-100.0% | $12,316-100.0% |